Self-Reflections - Jan 2016

It's almost the end of January 2016, time flies. This year, I really want my 2016 to be spent meaningfully and achieve big things. I am re-thinking my resolutions to focus on what I want to be and achieve. Below are the many areas which I am currently unsatisfied.

Fitness Goal
Issue: I have gained weight and I am eating unhealthily. I still eat supper and I have not been exercising enough. I do not take my meals regularly and sometimes indulge in junk food instead of a proper meal, leading to me getting hungry late at night as I tend to sleep very late. I plan to exercise at least 3 times a week but sometimes, I have dinner appointments with friends, which make me skipped exercising. The only way I am certain I can exercise is waking up early and doing it before heading to work. This means I need to wake up earlier than I currently am.

Solution: To change my exercise routine to morning, before I heading out to work. If it happens to rain in the morning, then I will either do some stretching exercises or head to gym after work if I do not have any appointment. I will also not eat at least 3 hours before sleep and no food after 9pm.

Self-Improvement Goal
Issue: I have been reading a lot lesser than I used to. I have stop visiting libraries for months. I think I have read less than 10 books in 2015.

Solution: No matter how busy I am, I will make time to read. I aim to complete at least 1 book a month.

Financial Goal
Issue: I used to spend most of my income and do not keep track on what I spent on. Since late 2015, I have started to keep track of my expenses and increased my savings. I have installed application in my phone and diligently keyed in my expenses. I set my monthly budget for food and shopping etc and ensure I do not exceed them. I have up my savings and realised I can actually save more if I cut down on unnecessary expenses. There is still one thing I am unsatisfied with and that is the amount of take-home income. My goal for 2016 is to have multiple sources of income.

Solution: Keep my day job to ensure a stable monthly income while I increase income from other sources. Save a portion of it and invest the rest. I will write a detailed post on investment and what I do with my money when I am satisfied with my returns and achievements.

Lifestyle / Productivity Goal
I am a reader of Charles Ngo's blog and really like his articles in productivity. I want to make the best out of my 24hours because time IS money. I am still in the process of structuring how I can make the best out of my time. Weekdays will definitely look different from weekends since most of the time during weekdays will be spent on travelling to and fro work and working in office.

With the above in mind, I will have a new sets of resolutions for 2016.

Tomorrow is Monday. Hope everyone had a fantastic week. I shall spend some time reading before going to bed. Good night everyone!